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How the FCA plans to get retail banks to toe the line
Written by John Howard, who is a special adviser to Huntswood and former chairman of the Financial Services Consumer Panel. Originally published on 28 March 2012 on MoneyMarketing.co.uk The recently...
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Perfect time for IFAs to cement their worth
Written by former Financial Services Consumer Panel chairman John Howard. Originally published by MoneyMarketing.co.uk on July 20th 2012. If ever there was a time when consumers needed a champion on...
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The regulator must end free banking
Former Financial Services Consumer Panel chairman John Howard discusses how the regulator must end free banking. Originally published by MoneyMarketing.co.uk on August 20th 2012. The new chairman of...
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Conduct glossary update: what’s out and what’s in? #3
This is the third of our top three linguistic novelties in the Journey to the FCA. Our first was the change from “relationship management” to “fixed and flexible portfolio”, number two took us from...
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Reducing investments mis-selling at home
www.huntswood.com After the announcement that over 200,000 customers may be victims of investment mis-selling by HSBC, financial advice is back in negative media spotlight and therefore the eyes of...
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Year of the FCA: 2013
www.huntswood.com As we approach the end of 2013, we look back on this unprecedented year for the financial services market: what has happened in 2013, notable thematic reviews and regulatory...
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Is this the future of remediation?
www.huntswood.com In 2012 the then Financial Services Authority identified two significant issues with the lifestyle services company CPP. The first related to the conduct of CPP’s sales staff when...
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Mortgage arrears – What is the FCA driving at?
www.huntswood.com With the implementation of the Mortgage Market Review (MMR), the rapidly rising housing market and new lending continuing to run at a pace, there has been little room left in the...
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Credit Suisse and Yorkshire Building Society – financial promotions failings
www.huntswood.com The £2.4m and £1.4m fines imposed on Credit Suisse and YBS respectively, highlights not just the importance of providing fair, clear and not misleading financial promotions but also...
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Price comparison websites: A thematic review and the Huntswood view
www.huntswood.com In July, the Financial Conduct Authority (FCA) published the findings of its review into General Insurance (GI) price comparison websites (PCW). The regulator found that some price...
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